The roadways in Nevada are becoming increasingly congested, which is leading to an increase in accidents caused by uninsured or underinsured motorists. This raises the question of whether car owners are legally required to pay for uninsured or underinsured motorist coverage in Nevada.
Attorney Patrick Leverty, lead attorney at Leverty & Associates Law, has stated that there is no law that makes uninsured or underinsured motorist coverage mandatory for car owners in Nevada. However, he advises that all drivers should purchase this coverage in their insurance policies.
Many drivers operate their vehicles without insurance or carry minimal coverage that may be insufficient in an accident. This poses a significant risk to other drivers who may suffer injuries or damage due to the actions of uninsured or underinsured motorists.
When a driver is harmed or injured in an accident caused by an uninsured or underinsured motorist, they must deal with the damages independently because the offending motorist has little or no insurance coverage to pay for the damage.
Uninsured or underinsured motorist coverage acts as a safety net for drivers. Leverty advises motorists to have uninsured or underinsured coverage as part of a comprehensive insurance plan.
Patrick Leverty emphasizes that, “although the coverage is not legally mandated, it can be precious to motorists as they would be protecting themselves and their loved ones from the financial issues that can arise from accidents involving uninsured and underinsured motorists.”
In light of the growing danger on Nevada’s roads, especially during the holiday season, Leverty suggests that drivers speak with their insurance attorneys or legal advisers to comprehend the advantages of uninsured or underinsured motorist coverage. With the assistance of a legal adviser, motorists can make informed choices about incorporating the coverage into their insurance policy. This choice will help them protect themselves against unforeseeable circumstances.
