Background: Helping Entrepreneurs Plan for the Unexpected and Grow with Confidence
Marie Ramen draws on more than a decade of experience in sales and operational leadership to help New York’s business owners safeguard their ventures through tailored insurance and financial strategies. She holds a BSc (Hons) in Accounting from Oxford Brookes University and an MBA in Marketing from Rutgers University. Marie currently serves as Business Lines Sales & Marketing Manager with State Farm’s Rodney Shannon team in New York.
Before stepping into her current role, Marie led sales and operations teams in the MedTech industry, where she developed a deep understanding of how risk, compliance, and execution shape business outcomes. Today, she brings that insight to her work with entrepreneurs—offering guidance and coverage solutions that support business continuity, cash flow protection, and long-term planning.
“When you run a business, every decision matters—but the ones that protect your ability to operate are the most critical,” says Ramen. “My role is to help business owners plan for those moments—so one event doesn’t undo everything they’ve worked for.”
Strategic Protection for Everyday Entrepreneurs
Marie works closely with business owners across industries—from real estate investors and physician offices to retail and professional services—helping them build personalized insurance and financial protection strategies aligned with their goals and operating realities. Rather than offering a one-size-fits-all policy, she takes a consultative approach that places risk planning at the center of business growth.
Her work focuses on five key pillars:
- Identify and address risk exposures.Every business has its own vulnerabilities—liability, property damage, team-related risks—and coverage should evolve as the business grows.
- Protect essential assets.Tools, equipment, inventory, and space are often underinsured. Tailored policies help prevent costly interruptions.
- Plan for people and continuity.Key person coverage and business continuation strategies help protect partnerships and daily operations in case of unexpected loss or disruption.
- Preserve income and operations.Business interruption solutions provide cash flow protection during closures or crisis-related slowdowns.
- Use protection tools with a long-term lens.Life insurance for business owners, succession-focused coverage, and other strategic options can support continuity and generational planning.
While her work centers on property and casualty protection, Marie also helps clients understand how financial strategies—such as business owner protection solutions—can reinforce the long-term sustainability of their ventures.
Supporting Resilient Local Economies
Marie’s work contributes directly to the resilience of local communities. By helping entrepreneurs stay protected, prepared, and positioned for stability, she supports job retention, economic consistency, and business longevity.
“When a business survives disruption, the whole community benefits,” she adds. “It’s about more than insurance—it’s about creating a safety net for everything they’ve built.”
“Small businesses aren’t just storefronts—they’re job creators, cultural anchors, and economic engines,” says Ramen. “When you protect them, you’re protecting the heart of the community.”
Through her role with the Rodney Shannon team, Marie continues to serve as a strategic partner to small business owners across New York—helping them grow with clarity, confidence, and the protection they deserve.
